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About

An independent agency in Maplewood, Minnesota.

Nathan Betters Insurance Agency LLC, doing business as Betters Insurance, places specialty commercial coverage for production, media and professional businesses, and the standard business and personal lines that go with them.

Independent

What independent means here

We are appointed with multiple carriers rather than employed by one, so the policy you end up with is chosen for the risk, not for the logo.

That matters most in the lines we specialise in. Production, media and professional risks are written by a short list of carriers, and the forms differ in ways that decide whether a claim is paid. Knowing which carrier wants which risk, and what each form leaves out, is the work.

For standard business and personal lines, the same approach applies: we compare carriers on the coverage first and the price second, and we tell you what we would change and what we would leave alone.

How we work

Three habits

Specific

We name the exclusions

Every proposal says what the policy does not cover, in plain words, before you buy it.

In writing

Nothing changes on a phone call

Certificates, endorsements and changes are confirmed in writing, every time, so there is a record of what was done and when.

Reachable

Phone, email, online

Call during business hours, email any time, or use the certificate and policy change forms. A licensed agent handles every request.

Who we serve

Two kinds of client, one agency

Businesses that make things: films, campaigns, content, advice. And the households behind them.

Production companies, agencies, studios and professional firms come to us for the specialty lines. Many of their owners then bring their home, auto and umbrella, because the agency already knows the household's exposures. We also work with households that come to us directly, and with the accountants, attorneys and advisors who refer them.

Tell us what you need placed.

Call, email, or start a business quote online.