Production insurance
Production insurance
- Short-term and annual production policies
- Equipment, third-party property, extra expense
- Certificates for locations, rental houses and permits
Independent insurance agency · Maplewood, Minnesota
Insurance for production companies, creative firms, and the people behind them.
Specialty coverage for film, media and professional businesses, alongside the standard business and personal lines every company and household needs. Placed with carriers whose appetite fits the risk.
Specialty lines
Three things we do that most agencies do not
Production, media and professional risks need carriers that write them and an agent who knows what each form leaves out.
Media liability
Media liability
- Defamation, privacy, copyright and trademark
- Agencies, publishers, podcasts and post houses
- Defense costs, with the limit structure explained
Professional liability (E&O)
Professional liability
- Errors and omissions for service firms
- Consultants, accountants, technology and creative
- Retroactive dates carried forward, tails planned
Standard lines
Business and personal insurance
The property and casualty lines every business and household needs, placed with the same attention to what the policy does and does not do.
Business insurance
- General liabilityThe foundation policy for any business with a premises, customers, contracts or a certificate request: third-party bodily injury, property damage, and personal and advertising injury.
- Commercial propertyCoverage for the building you own or the space you lease, and the equipment, furniture, inventory and improvements inside it.
- Workers' compensationMedical care and wage replacement for employees injured or made ill by their work, required of almost every employer in Minnesota and most other states.
- Commercial autoLiability and physical damage for vehicles your business owns, leases, rents or borrows, including employees driving their own cars on company business.
- Business owner's policyGeneral liability, commercial property and business income in one package, built for small and mid-size businesses with a premises and low-hazard operations.
- Cyber insuranceBreach response, business interruption, extortion and third-party liability for businesses that hold client data, run on cloud systems or get paid online.
Personal insurance
- Auto insuranceLiability, physical damage and the coverages that matter after a collision, for the vehicles your household drives.
- Home, condo and rentersThe house, the unit or the apartment, what is in it, your liability as a resident, and somewhere to live while repairs are made.
- Personal umbrellaAn extra layer of liability, usually $1M to $5M, that sits above your auto, home and other policies for the claim that exceeds them.
How we work
Independent, specific, in writing
Independent
Appointed with multiple carriers
We are not tied to one company. Each risk goes to the market whose appetite and form fit it, and we tell you which one and why.
Specific
What it covers, and what it does not
Every proposal names the exclusions and sublimits that matter for your business, so the first time you learn about a gap is not at claim time.
In writing
Certificates and changes, confirmed
Request certificates and policy changes online. A licensed agent handles each one and confirms it in writing before anything takes effect.
Carriers
Carriers we represent
Appointed with national and specialty carriers, and with surplus-lines markets for the risks standard carriers decline. See the full list.
Carrier names and logos are trademarks of their respective owners. Appointments vary by state and line of business.
Straight answers
What people ask us
How quickly can I get a certificate of insurance?
For an additional insured on a policy we already hold, usually the same business day once we have the holder's exact legal name, address and the wording the contract requires. Use the certificate request form and a licensed agent picks it up.
Can I get a business quote online?
Yes. The Get a Business Quote button opens an online application for standard commercial lines such as general liability, business owner's policies and workers' compensation. Production, media and professional liability are quoted by an agent.
Do you handle personal insurance?
Yes. Auto, home, condo, renters and umbrella, for the owners of the businesses we insure and for households that come to us directly.
Where are you located?
Maplewood, Minnesota. Nathan Betters Insurance Agency LLC is licensed under NPN 17401760; a current list of the states where we hold licences is available on request.
Tell us what you need placed.
Call, email, or start a business quote online. If we are not the right agency for it, we will say so.