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Three ways to get a quote
Whichever way you start, you get a written proposal that says what is covered, what is not, and what we would change.
Quote standard business lines online
General liability, business owner's policies, workers' compensation and some other standard lines, quoted in minutes through our online application. It opens Bold Penguin, our online quoting partner, in a new tab.
Quote my business online (opens in a new tab)Share your current policies
Connect or upload the policies you have now and we quote like for like. This is our QuickStart process, run on a secure page by InsurGrid, a policy-sharing service. It opens in a new tab.
Share my business policies (opens in a new tab)Share my personal policies (opens in a new tab)Send us the details
For production, media, professional liability, or anything with a wrinkle. Answer our quote form in about ten minutes, or arrange an interview and we ask the questions. Either way, we build the submission ourselves.
Request a quoteOr call 612-438-3377QuickStart
Share your current policies
QuickStart is a secure page run by InsurGrid, a policy-sharing service. You connect your current policies or upload the documents, and we receive your coverages, limits, deductibles, carriers and renewal dates.
Because we see exactly what you have, we quote the same structure first and then tell you where we would change it. You compare like with like, and you do not retype a single schedule.
- 01Open the QuickStart link for business or for personal
- 02Connect your carrier account, or upload your declarations pages
- 03Answer a few short questions about what has changed
- 04We review and come back with a written proposal
What sharing does, and does not do
Sharing your policies gives us the information to quote. It does not move your policies, cancel anything, or commit you to buying. Your information is used to prepare the quote and service your account, and is not sold.
Interview
Talk to an agent
Some risks do not fit a form: a new venture, a production with stunts or drones, a firm whose services have changed, a household with a boat and a board seat.
In an interview we ask about operations, contracts, hazards and what has changed, then prepare the submission ourselves. Bring your current declarations pages if you have them. We do the rest.
What we ask
- What you do, and for whom
- Contracts or leases that set insurance requirements
- Anything hazardous or unusual in the work
- Claims and losses in the last five years
- What you would change about your current coverage, if anything
What happens next
From first contact to bound coverage
- 01ShareQuickStart with your current policies, or an interview with an agent.
- 02We review and recommendWhat we would keep, what we would change, and why, in writing.
- 03We place and confirmWe bind coverage with the carrier and confirm it to you in writing. Until you have that confirmation, treat nothing as bound.
- 04Self-service from day oneClient portal credentials for certificates, ID cards and documents, any hour.
Common questions
Does QuickStart commit me to anything?
No. It gives us the information to quote. Your current policies stay exactly as they are until you decide otherwise.
I do not have current coverage. Where do I start?
Fill in the quote request form, or use the online business quote for standard lines. QuickStart is designed for people who already have a policy to share.
How is my information used?
To prepare your quote and, if you become a client, to service your account. It is handled by InsurGrid, which runs the QuickStart page, and shared with the carriers we approach for your quote. It is not sold.
How long does a quote take?
Through QuickStart or an interview, standard business and personal lines are often quoted the same or next business day; the online application for standard business lines is faster. Production, media and professional liability depend on carrier underwriting, and we tell you the realistic date before we start.
Can I use QuickStart for both my business and my household?
Yes. Use the business link for the company and the personal link for the household. We review them together so the limits line up.
Get a quote
Sharing your policies takes a few minutes. An interview takes a phone call.